CHRISTIAN COOPERATIVE ARTISANS AND TRADERS SOCIETY LTD



CHRISTIAN COOPERATIVE ARTISANS AND TRADERS SOCIETY LTD
P. O. BOX AN 6954
ACCRA GHANA
TEL: +233-276688733/+233-244675381
EMAIL: CCATSL_GHANA@YAHOO.CO.UK
WEBSITE: www
CCATSL-GHANA.PLEDGEPAGE.ORG

Project title
Revolving loan fund for
CHRISTIAN COOPERATIVE ARTISANS AND TRADERS SOCIETY LTD

Submitted by the PRESIDENT
SAMUEL ASAMOAH BOATENG
AND
VICE PRESIDENT
THOMAS ADDO
CHRISTIAN COOPERATIVE ARTISANS AND TRADERS SOCIETY LTD
P. O. BOX AN 6954
ACCRA GHANA
TEL: +233-276688733/+233-244675381
EMAIL: CCATSL_GHANA@YAHOO.CO.UK
WEBSITE: www.ccatsl-ghana.pledgepage.org

ABOUT THE BACKGROUND OF ACCRA AND THE PROJECT UNDERTAKING ABOUT THE ORGANISATION.
BACKGROUND OF GREATER ACCRA REGION
The Greater Accra Region is the smallest of the 10 administrative regions in terms of area, occupying a total land surface of 3,245 square kilometers or 1.4 per cent of the total land area of Ghana. In terms of population, however, it is the second most populated region, after the Ashanti Region, with a population of 2,905,726 in 2000, accounting for 15.4 per cent of Ghana’s total population.
The political administration of the region is through the local government system. Under this administration system, the region is divided into five districts namely, Accra Metropolitan Area, Tema Municipal Area, Ga East District, Ga West District, Dangme West District and Dangme East District. Each District, Municipal or Metropolitan Area, is administered by a Chief Executive, representing central government but deriving authority from an Assembly headed by a presiding member elected from among the members themselves.
BACKGROUND OF THE ORGANISATION.
Christian Cooperative Artisans and Traders Society Ltd is a Society organization established in 29 January 2003 and registered under the Department of Cooperative ,Our membership is 100 presently.

ORGANIZATION STRUCTURE
Christian Cooperative Artisans and Traders Society Ltd has its office in Accra and it is headed by the president who is supported by Vice president, Accountant/Administrator, Secretary, Treasurer and assistance Treasurer.
MAIN AREAS OF FOCUS ARE:
Organizing training and capacity building workshops for members of the organization in the areas small and micro- enterprise development, credit scheme for Traders and community mobilization, using participatory learning and action approaches. This is to support the Artisans and Traders to identify and address both long term and short-term programs.
Monitoring and evaluation of projects being implemented in the various communities.
Establishing credit scheme and income generating activities for the youth and women in trading and artisanship.
Artisans will also be given management skills of simple records keeping project planning and proper resource use.
Productive skills training for unskilled young girls and women and improving the living conditions of rural households through crafts production tie and dye batik production, bakers, handy works ect .
Objectives
To increase the organizational skills of 100 artisans and traders to help them generate a higher income from their trades.
To promote the collective and individual business operation of members
To provide the needed materials, goods and tools and in our belief in honesty, quality assurance, addressing customer needs.
This objective will be achieved by:
Providing the artisans and traders with the necessary tools/knowledge to improve the quality of their work.
Teaching basic accounting concepts to help members keep track of their expenses and revenues.
Facilitating exchange of knowledge and experience among the artisans and traders.
Implementation
Christian Cooperative Artisans and Traders Society Ltd will organize 3 workshops of 1 day each in the communities of Greater Accra. Twenty women and men from the vicinity of each community will participate in each workshop, for a total of 100 participants.
During these workshops, 6 qualified craftswomen and men will train the other participants in their community.
The most skilled members will also share their experiences and knowledge among themselves to acquire new techniques and improve the overall quality of their product. Staff from Christian Cooperative Artisans and Traders Society Ltd will facilitate the workshops and provided the training in basic accounting. After the workshop Christian Cooperative Artisans and Traders Society Ltd staff will work closely with the 30 most experienced artisans that participated in the workshop to gather information about their experience and know-how, summarize it and make it available to other artisans. Funds will be administered and accounted for Christian Cooperative Artisans and Traders Society Ltd. A final report will be handed over to the organization supporting the project, including a summary of results, a final budget and receipts. The project will be executed over a 12 month period.

FUNDING
Christian Cooperative Artisans and Traders Society Ltd main donors are:
Radiant Trust International
Rural Integrated Relief Service-Ghana
Problem Identification:
Promoting increased in the crafts industry without compromising the environment.
International donor agencies and developed nations design economic policies with conditionality that directly affects the vulnerable of African. This was further emphasized during the recent conference held in Nairobi, Kenya by the African women millennium initiative on poverty and human rights. The women have accused leaders of the continent of being responsible for the poverty and numerous problems facing it. They said borrowing of money from donor communities had led the continent to “an immoral and odious debt and derailing the development agenda. This according to them had denied hardworking Africans of honest wages for their labour.

Economic growth in sub Saharan Africa reached an eight –year high of five percent recently, according to a report by the international monetary fund (IMF).however the growth improvement recorded in economic performance are not enough to meet the United Nations millennium development goals for reducing poverty.

Expenditure cuts in relation to the African economic crisis and structural adjustment programmed imply that already impoverished households will continue to suffer if measure taken is not fully implemented
Income from agriculture, which is the main source of livelihood for rural population are low and this is due to the use of rudimentary methods and dependence on rain fed agriculture.. Low level of income prevents parents from providing the necessary care and development of their children in addition to low investment in other income generating ventures.
PROJECT OBJECTIVES AND PURPOSE
Assist designated Artisans and Traders and groups and individuals to identify problems, needs and to help them to adopt appropriate production, marketing technologies to improve their income through sound environmental practices.

PROJECT GOALS/STRATEGIES AND EXPECTED OUTPUT.
Emphasis would be placed on artisanship skills and general trading. They would be identified, selected and be given further training to enable them demonstrate to other groups and individuals on some improved artisanship and the need to adopt them.
Christian Cooperative Artisans and Traders Society Ltd staffs have experience in implementing and monitoring of the project.
Target
A minimum of 60% of our members are to benefit from the project after the end of the project period.
EXPECTED OUTPUT OF PROJECT PERIOD
Improved accounting procedures and record keeping by Artisans and traders
Artisans and traders realize the need to interact continuously with Department of Cooperative.
Increased productivity of members.
Increased family income among members.
Artisans groups will be provided with adequate skills to identify needs and request for services at all times.
Leaders trained in group dynamics, leadership skills, record keeping and business management.
Create market opportunities for Artisans both at the local, regional and national levels.

Office space
1 Office for Project Manager
1 Office for Assistant Project Manager
1 Office for Secretary, Treasurer with enough furniture.
1 General Office/Reception
BUDGET ESTIMATES (PROPOSAL) FOR 12 MONTHS.
Project Budget Costs in (£)

Component

Total Cost Christian Cooperative Artisans and Traders Society Ltd Amount Requested

A Revolving Loan for Artisans and Traders 6000 2000 4000
Training in record keeping and business management.
1000 1000 -
Facilitating an exchange of knowledge and experience among the artisans 2000 1000 1000
Loan 1 3000 - 3000


B. Revolving Loan for Traders 5000 4000 1000
Loan 2 1500 1500 -
Loan 3 2000 1000 1000
Loan 4 1500 1500 -

Total Cost of Project 11000 6000 5000